In Trust | November 11, 2024

School Fees and Education Trusts

The Autumn Budget 2024 included confirmation that the tax break currently enjoyed by private schools will be removed and value added tax (VAT) will apply to fees from January 2025.

Wealth transfer between generations can help fund school fees as part of an overall tax efficient succession plan for families. There are inheritance tax (“IHT“) reliefs that can be used when gifting funds for school fees that mean, as well as helping out children and grandchildren, the gift can reduce the IHT that may otherwise be chargeable on those funds on the donor’s death.

Trusts can also be considered and in particular “education trusts” which have specific IHT benefits for parents and can be an IHT efficient way to ringfence a fund for a child’s education that remains under the parents’ management.

You can read our Autumn Budget analysis across the main areas affecting UK private clients in the following articles.

This publication is for general information only and does not seek to give legal advice or to be an exhaustive statement of the law. Specific advice should always be sought for individual cases.

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