Jake Ghanty


IP & Commercial Team

T: +44 (0)20 7539 4133

Jake Ghanty's LinkedIn profile


Jake’s area of practice is financial services regulation. Within that, he adopts a sectoral approach and advises clients in specific areas of the FS industry, notably fintech, payment services, e-money, insurance and banking. Jake advises clients on a range of matters including applications for authorisation, product design and distribution, making regulatory notifications, financial promotions, anti-money laundering and bank, payments and insurance regulation.

Relevant Experience

  • Retailer – advised on its strategy towards the impending regulation of “buy now pay later” products.
  • Global outsourcing company – advised on applying for insurance distribution licences in multiple jurisdictions.
  • Retail marketplace platform – advised on the application of payment services regulations to its business.
  • Challenger bank – advised on the appointment of a new CEO including the application of Remuneration Code and SMCR requirements.
  • Insurance company – advised on the roll-out of a global remote working programme for the client’s workforce.
  • Insurtech company – advised an innovative fintech company operating in the insurance market on the application of payment services and insurance distribution regulations.

Career History

Jake joined Wedlake Bell in 2023. Before that, he held Partner roles at City firms including Deloitte (Deloitte Legal), Kemp Little, Berwin Leighton Paisner and Pinsent Masons.

Jake has a degree in History from Reading University and he undertook the GDL and LPC at Exeter University.

He is a Solicitor of the Supreme Court of England & Wales (qualified in 2000) and a member of the Law Society.

Jake is a member of the Financial Services Sub-Committee of the Law Society’s Company Law Committee.

Jake has undertaken secondments previously at Legal & General and Fidelity Investments.


Jake is the editor of the chapter on MIPRU for the legal practitioner textbook, Lexis Nexis Butterworths Financial Regulation Service.

He writes the Practice Note on social media financial promotions for Lexis PSL.

He writes a regular column for PLC Financial Services, Jake Ghanty’s Payment Services and Electronic Money Column.


“Jake Ghanty leads the practice, which is geared to support on multi-jurisdictional affairs, and is especially acclaimed for his knowledge of payments laws and regulations.” – Legal 500, UK 2023, Financial Services: Non-contentious/Regulatory

“Jake Ghanty had exceptional understanding of the nuanced regulatory considerations facing fast-moving fintech – in our case covering both payments and insurtech. His guidance was key in the launch of our start-up.” – Legal 500, UK 2023, Financial Services: Non-contentious/Regulatory

Additional Information

In his spare time, Jake enjoys spending time with family, cycling, watching football and viticulture.


Practical Law: payment services and e-money column: April 2023